Decode your spending.
Never share your bank login.

Snap a receipt. AI turns it into one clear insight. Daily streaks make it stick — like a fitness app for your wallet. No account linking. Ever.

Free early access at launch. No spam, one launch email.

Decoded 📸 just now

Bean & Barrel Coffee

$6.50

☕ 4th coffee this week — that's $104/month at this pace. Brewing at home 2 days a week saves $52.

Dining pace $38 under baseline ✓

🔥 12-day logging streak

A money habit, not a chore

Budgeting apps fail because they're dashboards you dread. SpendDecoded works like the habit apps you actually keep.

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1. Snap

Photo of a receipt, a screenshot, or just type "coffee 6.50". Ten seconds, done.

🧠

2. Decode

AI extracts the spend and hands you one insight that actually matters — true monthly cost, your pace vs. baseline, goal impact.

🔥

3. Streak

Daily streaks and a 5-minute weekly money workout. One number on your home screen: this month vs. your baseline.

Your bank login is none of our business

Every big budgeting app wants your bank credentials routed through a data aggregator. We think that's backwards.

✓No bank linking. We never ask for credentials, so they can never leak.
✓You choose what's tracked. Log what matters, skip what doesn't.
✓Works anywhere. Any bank, any country, cash included — because there's nothing to connect.

Missing Mint? Done with $109/year?

Mint is gone. The alternatives want your bank password and a hefty subscription. SpendDecoded is the simple, private replacement — at an honest price.

Join the waitlist

Be first in line

Early waitlist members get free early access at launch and founder pricing for life.

No spam. One email when we launch.